Your Terms at PAYOFF

By using PAYOFF’s platform, you agree to these Terms and Conditions. Please read them carefully:

Acceptance of Terms

Using PAYOFF’s mobile app or website implies your acceptance of these terms. If you do not agree, please discontinue use.

Services Provided

PAYOFF offers financial management services, including: Money Transfers, Bill Payments (utilities, events, travel), Airtime/Data Purchases, Scheduled Payments, Cheque Processing, and Digital Wallet Services

Eligibility

You must be at least 18 years old and a resident of Nigeria to use our platform.

Account Security

You are responsible for keeping your account secure. PAYOFF implements security measures like encryption and two-factor authentication but is not liable for unauthorized access due to user negligence.

Fees

PAYOFF’s services may incur transaction fees, which are clearly displayed before each transaction. By proceeding, you agree to the applicable fees.

User Responsibilities

You agree to:

1: Provide accurate information.

2: Use PAYOFF for lawful purposes.

3: Avoid fraudulent activities and unauthorized access to our systems.

Security and Compliance

PAYOFF prioritizes data protection through encryption and complies with Nigerian financial regulations. Accounts posing security risks may be suspended.

Limitation of Liability

PAYOFF is not liable for losses, unauthorized transactions, or service interruptions. We provide services on an “as-is” basis without warranties for uninterrupted access.

Modification of Terms

PAYOFF may update these Terms, with continued use of the platform signifying acceptance of any changes.

Governing Law

These Terms are governed by Nigerian law. Any disputes will be resolved through mediation or in Nigerian courts.

Contact Us

For questions about these Terms, contact us at: contact@PAYOFF.com